Terms of Use

1. Acceptance of Terms

Welcome to Financial Consulting Ghana. By accessing and using our website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this website or our services.

These Terms of Use apply to all visitors, users, and others who access or use the services provided by Financial Consulting Ghana. Your access to and use of the service is conditioned on your acceptance of and compliance with these Terms.

2. Description of Services

Financial Consulting Ghana provides financial advisory services, including but not limited to investment advisory, tax consulting, business financial planning, wealth management, banking advisory, and digital financial services. The information and services provided are intended for general informational purposes only and should not be considered as financial advice, legal advice, or a substitute for consulting with a professional.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

3. User Accounts and Responsibilities

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the service and for any activities or actions under your password. We encourage you to use "strong" passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Financial Consulting Ghana and its licensors. The service is protected by copyright, trademark, and other laws of both Ghana and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Financial Consulting Ghana.

You may not duplicate, copy, or reuse any portion of the HTML/CSS, JavaScript, or visual design elements or concepts without express written permission from Financial Consulting Ghana.

5. User Content

By posting, uploading, inputting, providing, or submitting content to our service, you grant Financial Consulting Ghana a perpetual, non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your content in any existing or future media formats.

You represent and warrant that: (i) the content is yours or you have the right to use it and grant us the rights and license as provided in these Terms, and (ii) the posting of your content does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.

6. Limitation of Liability

In no event shall Financial Consulting Ghana, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

Financial information provided on this website is of a general nature and does not constitute financial advice. The information may not be appropriate to your specific investment objectives, financial situation, or particular needs. Before making any financial decisions, you should consider consulting with a qualified financial advisor.

7. Disclaimer

Your use of the service is at your sole risk. The service is provided on an "AS IS" and "AS AVAILABLE" basis. The service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Financial Consulting Ghana, its subsidiaries, affiliates, and licensors do not warrant that a) the service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the service is free of viruses or other harmful components; or d) the results of using the service will meet your requirements.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

10. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: [email protected]
• Phone: +233 302 123 456
• Address: 14 Independence Avenue, Cantonments, Accra, Ghana